Credit Card Management Philosophy
The sole justifiable and legitimate excuse to be in debt is those unfortunate individuals who discover themselves in the midst of a frightful health panic and whipped up some massive debts to take care of it. Unless that is you, there’s something you need to discover: Knock it Off.
You are not a distasteful individual. You’re not a dumb person. You merely made some foolish decisions. It had nothing to do with your profits. It was not because of your loved ones. Whenever you pulled out that credit card, you made a willing choice to borrow what you didn’t have. The very first moment the statement arrived and you couldn’t pay back the entire balance in full, you had exceeded your resources. That is the precise moment you got yourself into a conflict.