Braving Budgets

$2.49

Most people are weary of budgeting due to the wrong perception that

budgeting would mean having to stop spending on non essentials and

concentrating only on essentials.

Braving Budgets

This of course is furthest from the true as budgeting really allows the individual to properly manage his or her account so that a comfortable living can be carved out. Get all the info you need here.

The budgeting exercise should not be limited to people having problem with their finances per say but it should be inculcated from a very young age for every individual.

The budgeting exercise should not be limited to people having problem with their finances per say but it should be inculcated from a very young age for every individual. The budget exercise allows every individual with an income and expenses portfolio to make decisions about how they can best allocate the income to serve the expenses and yet leave some for the future, which may include a suitable retirement plan, a healthy savings plan or just about anything that won’t break the bank.

Then there is the midterm budgeting scenario which may include holidays, buying a car and other commitments that don’t require more than a few years to pay off. The most commitment demanding budgeting is the long term one where fixed funds are set aside for retirement plans, purchasing of property, children’s education programs and such where the committed amount is significant and has to be sustained for a long period of time.

Braving Budgets

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